@18xx The "problem" with the Union Bank per se is that it is a relatively uninteresting position to play.
In 1839 I am trying a partial relative: a private that pays $20 more than it did last OR (starting at $0), so the longer the game goes, the more and more and more it pays (commonly it is paying well over $100/OR by the time it closes), a similar but not as guaranteed a game-win clock, but also perhaps also a little more interesting to play. #18xx.
@18xx Privates that map to late game trains operate in a similar space. The classic example of course is the Eva from 1844 (a private that is nothing but a (non-permanent) 5-train, no revenue, nothing, just a train that you can give a company in that phase). If the game is very fast up until that phase, or that phase has a pause, then the Eva is amazing. But if the game gets there slowly...then the Eva is not so good. #18xx
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